Terms & Conditions

📜 Terms of Service

Effective Date: 1st August 2025

Welcome to stephanyabicha.com ("Site"), owned and operated by Stephany Abicha ("Company," "we," "us," or "our"). By accessing or using this Site, you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the Site.

1. Use of the Site

You must be at least 18 years old to use this Site.

You agree to use the Site for lawful purposes only.

You may not attempt to hack, disrupt, or otherwise interfere with the Site or its services.

2. Intellectual Property

All content on this Site—including but not limited to text, graphics, logos, videos, and downloads—is the property of Stephany Abicha or its licensors. You may not copy, reproduce, modify, or exploit it without express written permission.

3. Paid Products & Services

Payment is required upfront for all digital products, memberships, coaching sessions, courses, and events.

Access to content may be revoked if payment is reversed, disputed, or refunded.

Prices and offerings may change at any time without notice.

4. Disclaimers

No professional advice: The content on this Site is for educational and informational purposes only. It is not a substitute for professional advice (such as therapy, legal, medical, or financial).

Results may vary and depend on individual effort and circumstances.

5. Limitation of Liability

We are not liable for any damages (direct, indirect, incidental, consequential, or otherwise) arising from your use of the Site or our products/services.

6. Termination

We reserve the right to terminate or suspend your access to the Site if you violate these Terms or act inappropriately toward us or other users.

7. Governing Law

These Terms are governed by and construed under the laws of Cologne in Germany.

🔒 Privacy Policy

Effective Date: 1st August 2025

Your privacy is important to us. Here’s how we handle your information:

1. Information We Collect

Information you voluntarily provide (like your name, email address, and payment details).

Automatic data (like IP address, browser type, cookies) collected through analytics and tracking.

2. How We Use Your Information

To provide products, services, and customer support.

To send you emails or updates (you can opt out anytime).

To improve our Site and offerings based on user data.

3. How We Share Your Information

We do not sell or rent your personal data.

We may share data with trusted service providers (like payment processors and email providers).

We may disclose data if required by law or to protect our rights.

4. Cookies

We use cookies to enhance your experience. You can disable cookies in your browser settings, but some parts of the Site may not work properly.

5. Your Rights

You may request access, updates, or deletion of your personal data by contacting us at [email protected].

You can unsubscribe from marketing emails anytime using the link at the bottom of each email.

6. Data Security

We use reasonable security measures to protect your data, but no method of online transmission is completely secure.

7. Contact

Questions? Contact us at [email protected].

💸 Refund Policy

Effective Date: 1st August 2025

We value transparency. Please read this Refund Policy carefully:

1. Digital Products (eBooks, Courses, Downloads)

All sales of digital products are final and non-refundable.

2. Coaching Services & Programs

Coaching sessions and programs are non-refundable once purchased.

If rescheduling is needed, please provide at least 24 hours’ notice.

3. Physical Products (if applicable)

Refunds/exchanges for defective or damaged physical products only within 2 days of receipt. Proof of damage (photos/videos) may be required.

4. Chargebacks

If you initiate a chargeback without contacting us first, we reserve the right to dispute it and may restrict future access to our services.

5. Contact

For questions, email [email protected].

At Stephany Abicha,We believe every woman deserves to feel safe, powerful, and at home in her body.

Address

Breslauer Platz, Köln

© 2025 Stephany Abicha. All rights reserved.